If you are a senior citizen, you should consider getting life insurance for you. Life insurance for senior citizens is in demand nowadays because it is just being practical with the situation. The face value or death benefit of your policy never decreases and there is guaranteed cash value. This is applicable especially for those who have diseases. The main benefit of that insurance policy in that you will have to pay your premium for full term of policy and no change of benefit for policy. Be practical and be prepared so you better get a life insurance for you.